Cash Flow
The client who pays late every time is a financing arrangement
Chronic lateness from the same customer is not a series of accidents to be chased individually but a…
· 3 min read
Cash Flow
Money arriving later than it leaves, which is what actually closes small businesses.
20 articles · page 2 of 2
Cash Flow
A quiet week is capacity you have already paid for
Gaps between jobs are the only time certain work ever gets done, and treating them as lost days rather than…
· 3 min read
Cash Flow
A seasonal business has to fund its own quiet half
Trades with a predictable annual peak are not unstable, they are regular in a way that requires the good…
· 3 min read
Cash Flow
Paying yourself a regular amount is a decision about the business
How much the business hands over, and when, determines what it can survive, and taking whatever happens to…
· 3 min read
Cash Flow
The costs that keep arriving when the work stops
Every business has a level of spending that continues whether or not anybody is buying, and the size of it…
· 3 min read
Cash Flow
Your suppliers’ terms are the other half of the cash cycle
Almost all attention goes to when customers pay, and it is the distance between that moment and when you…
· 3 min read
Cash Flow
Some of your work loses money and the total will not tell you which
A small business generally knows whether it’s profitable overall, and inside that single figure there are…
· 3 min read
Cash Flow
A good month is a decision, not a reward
Money that arrives unexpectedly gets allocated in the first week or it gets absorbed, and a very small…
· 3 min read